The BizToolsIndia blog
What changed, what it means for your money, and how to work it out. We write about GST rate changes, PF and gratuity rules, salary structures, pricing and shipping costs — each post with worked rupee examples, official sources and a calculator to check your own numbers.
Looking for the basics? Our guides explain each formula step by step. Follow new posts via RSS.
Latest
EPF Wage Ceiling Raised to ₹25,000: What Changes in Your Payslip
From 17 September 2026, PF is calculated on basic wages up to ₹25,000 instead of ₹15,000. Here's what that does to your PF deduction, your employer's pension share and your take-home pay.
· 5 min read
More posts
- Salary & HR
Gratuity Under the Labour Codes: Fixed-Term Staff and the 50% Wage Rule
The labour codes kept the 15/26 gratuity formula but changed who qualifies and which wages count. Two changes matter most: fixed-term staff qualify after one year, and allowances above half your pay are added back.
· 4 min read
- Salary & HR
₹12 LPA In-Hand Salary in FY 2026-27: A Line-by-Line Breakdown
A ₹12 lakh offer works out to roughly ₹91,900 a month in hand under the new tax regime — with zero income tax. Here's where the other ₹8,000 goes, and what 6 to 25 LPA look like.
· 4 min read
- GST & Tax
GST 2.0 One Year On: The 5%, 18% and 40% Slabs Explained
Since 22 September 2025, most goods and services fall into two GST slabs — 5% and 18% — with 40% reserved for specified luxury and sin goods. Here's what changed, with rupee examples and invoice tips.
· 4 min read
- Documents
GST Invoice Rules: Numbering, Mandatory Fields and E-Invoicing
A GST invoice with a missing field or a broken number series can cost your customer their input tax credit. This checklist covers numbering, mandatory fields, HSN digits, deadlines and when e-invoicing applies.
· 4 min read
- Business
How to Set a Selling Price That Survives GST and Discounts
Adding 25% to cost doesn't give you a 25% margin — and a 10% discount can quietly take 40% of your profit per unit. A step-by-step pricing example with GST, discounts and break-even.
· 4 min read
- Logistics
7 Packing Changes That Cut Courier Charges (With Volumetric Weight Maths)
Most parcels are billed on size, not weight. Right-sizing one box can cut the billed weight from 7.5 kg to 4.5 kg. Seven practical packing changes, with the maths behind each.
· 4 min read
How we write these posts
Every figure in a post comes from the same tested formulas that power our calculators, and every rule change is checked against government sources such as the GST Council, CBIC, EPFO and the Ministry of Labour. Posts show the date they were published and last updated. If you spot something out of date, let us know.